Factoring

Tired of waiting a month or longer to get paid? Get what you need now by selling your accounts receivable to a factor.

Accelerate Cash Flow

Sell Accounts Receivable

Lending Overview

The factor gives you money before your customers pay and then collects directly from them. There’s no loan to pay back and no debt on your balance sheet. You don’t even need to have a high business credit score to qualify. The factor relies on your customer’s credit and payment history, not yours. If you have AR assets like invoices, contracts, and purchase orders, use factoring to get your money today. Have the option to factor one contract or package several invoices at once. Once you’re set up with a factor, it’s easy to sell AR again, whenever you need payment right away. Not all factoring companies are created equal. Avoid scams and overcharging by working with a broker to find the right factor. Call us today.

Ease collections pressure

Factoring

Get cash now

Won’t add debt

Low fees

Easy to qualify

How to Effectively Apply Funds

If your growth is constricted because you don’t have the supplies and materials you need to take on larger orders, factoring can help. When you rely on customer payments before you can bring in materials for your next order, it’s hard to grow. You can bid on new jobs faster by factoring the invoice or purchase order from your recent jobs. You’ll get cash right away that you can use now. That will give you the confidence you need to back your bids with new customers. Offload your collections and AR tasks to save time and money when a factor collects for you. Ask us how.

Our Services

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Contractors

Save time and move onto the next job faster when you factor your company’s AR assets for cash now. Don’t wait months to take on new business when you can have the money you need for supplies and materials right away. Ask us how factoring can work for your company today.

Retailers

When demand outweighs your supply, you could be missing out on revenue. Restock your shelves faster when you factor your AR assets. Stop waiting 30, 60, or even 90 days to get paid. Get the cash you need now with factoring. We’ll show you how it works.

Transportation

While big trucking companies have enough revenue to keep their fleet running continually, smaller shipping businesses have to wait for payments to come in. They need to cover payroll and fuel before they can take another loan. Factoring helps them do that faster so they can get back on the road.

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F.A.Q’s

Q. What is invoice vs. contract factoring?

Invoice factoring and contract factoring are often confused, but there are differences. Invoice factoring lets you factor one invoice at a time without committing to another invoice. Contract factoring is an agreement to sell all invoices from one customer. Contact a broker to learn more.

Q. When is factoring not the best fit?

Only companies that use accounts receivable can use factoring. If your company is paid on delivery, you won’t have AR assets to sell to a factor. For working capital options, try a line of credit, a hard money loan, or an SBA 7a loan. We’ll show you how to get cash today.

Q. How much does factoring cost?

Factoring companies charge a fee for their services. In most cases, that fee is under 5%, but this varies by company and how many accounts you want to factor. We’ll help you understand the terms before you choose a factor so you aren’t surprised by hidden fees and charges.

Q. Who is the best factoring company?

Some factoring companies offer better deals than others. That’s why our brokers take the time to build relationships with multiple factors. We can offer deals that aren’t available online. Speak with a broker to find a deal that’s right for you.

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