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Construction
Loans

Finding the right real estate for your business can be a challenge. Even if you find the right location with all the features you need, the market could mean the price is sky high.

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See your concept rise

Lending Overview

When it costs too much to buy commercial real estate, build it instead! Constructing your own building ensures you have the customizations you need. A construction loan ensures you have the capital you need. Don’t settle for property that just isn’t right when you can have exactly what you’re looking for.

Construction loans aren’t like typical real estate loans. Once you’re approved, your lender works with you to build project milestones. Instead of receiving your funds all at once, you’re paid as each milestone is reached. This means it’s easier to make adjustments along the way. If something goes wrong with the project, you’re not on the hook for the full loan amount, just the milestones that were funded.

Staged Financing Fit For Development

Construction Loan Advantages

Good for every phase of construction

Pays by milestone, not a lump sum

Pay just interest until the project is finished

Renovate or build from the ground up

How to Effectively Apply Funds

Construction loans can help fund every stage of your project from the ground up. Take raw land and make it build-ready, add utility infrastructure, and install roads. Handle the cost of planning, permits, and appraisals with your construction loan. Even if you’re not planning a project from the ground up, you can get a construction loan for renovations. There are also incentives for contractors who want to keep the property once it’s built to house or expand their business. There are construction loans for any size project, but not all lenders offer the same rates. Talk with a broker to find the ideal lender for your next construction job.

Our Services

Developent Funding

Land Development

Take your property from wasteland to wonderland with a land development loan that lets you survey, grade, and design affordably. Get ready to build faster when you have the right funding for your next project. We can help you find a lender who understands your future development goals.

Structures

When you’re ready to lay the foundation for your next investment, use a construction loan to help get started. Cover every phase of your project as you go, with the option to adjust your loan during construction. Pay only interest while you build and hold off on the principal until your building is complete.

Appreciation

Construction doesn’t always mean you’re starting from the ground up. Force market appreciation of your commercial property by enhancing it with a construction loan. Build amenities, expand your footprint, and update your look to add value. Ask us how to take your CRE to the next level with an affordable construction loan.

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F.A.Q’s

Q. Are construction loans expensive?

The cost of a construction loan varies depending on your business credit, time in operation, and size of your down payment. You’ll also need to factor in the size of your project, cost of materials, and location. We can help you compare lenders to get the best rates on your next commercial construction loan.

Q. Can I get a construction loan with bad credit?
Yes. While a high credit score doesn’t hurt, it’s not impossible to fund your construction project without one. SBA loans provide construction funding for small businesses that don’t have perfect credit. Ask a broker to learn how you can get one today.
Q. Where should I get a construction loan?
Construction loans can come from several sources: banks, private lenders, and the government. The type of loan you want can influence which lender works best. That’s why it’s a good idea to talk with a broker. Brokers can match your needs with lenders in your area and help you compare.
Q. When is a construction loan not a good fit?

Construction loans help manage the cost of construction, but no loan is a good fit if your business isn’t financially healthy. Take the time to ensure you’re in a good financial position to take on a new loan. We can help you manage your credit, increase your cash flow, and position your business to succeed moving forward.

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Our simple application accelerates your path to funding. We begin positioning you with no hard credit pull.

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