Apply

Commercial Real
Estate Loans

CRE loans are how businesses mortgage new investment properties. You can take advantage of a CRE loan, no matter the size of your business.

CRE Funding

Acquire to grow

Lending Overview

Large companies often take out CRE loans so they can save capital to invest elsewhere. High-yield investments can even cover the cost of the loan. Small businesses use CRE loans to break down the cost of real estate. They help companies move over the hurdle of high expenses and make owning property more affordable. Whether you want to buy property to hold or renovate and resell, a CRE loan can give you what you need. Work with our brokers to get the best rates on your next business loan.

Build your portfolio

Commercial Real Estate Loan Advantages

Makes CRE more affordable

Get cash to make a competitive offer

Options for borrowers with bad credit

Save capital for investments

How to Effectively Apply Funds

CRE loans are often used to buy income-generating properties like hotels and offices. After the initial purchase, these spaces bring in consistent revenue from guests and tenants. Commercial property can be more lucrative than the residential real estate market with less effort. But to take advantage of these money-making opportunities, you need to fund that upfront property cost. That’s where CRE loans come in. They manage the upfront costs and let you pay them down over time instead of all at once. CRE loans are also great for fix and flip investors who want a short-term funding option that covers buying and renovating costs. Use a CRE loan to make a cash offer on a low-cost property. Then, use the rest of the loan to fund renovations. Once it’s ready to resell, you can pay off the loan without early repayment penalties. Or, replace the short-term loan with a commercial mortgage when you use a CRE term-to-perm loan. To learn about more CRE loan options, contact a broker today.

Our Services

Compare Insurance Packages And Obtain The Best Offer

Invest

CRE loans can help you acquire investment properties that earn revenue year over year and month after month. Fund your next hotel, office, apartment, or mixed-use property purchase with a CRE loan from the best lenders around. We’ll help you connect for the lowest rates you won’t find online.

Occupy

CRE loans let you buy space for your business. With an owner-occupied loan you can get a lower interest rate on a property. As long as you use the required amount of space for your own business use, you can rent the rest out for added income. Ask us for details.

Flip

Don’t take out a long-term loan on property you’re turning around in the short-term. Instead, get a bridge loan, hard money loan, or term CRE loan. These short-term solutions have terms of a few years or just a few months. We’ll help you explore more fix and flip loan options.

Get Answers

F.A.Q’s

Q. How do CRE loan rates compare to residential?

CRE loans are typically more expensive, mostly because the cost of commercial property is higher. However, some CRE loans don’t charge interest until the loan term expires. Rates can range from 3% to 20% depending on your credit history, the type of property you need, and the type of loan. Ask a broker to help you find the lowest rates on your next commercial loan.

Q. Are apartments commercial or residential real estate?
There is no hard and fast rule when it comes to answering this question. However, the general guideline is: less than four units is residential and four or more is commercial. For a definitive answer in your specific area, contact your local zoning office or speak with a broker.
Q. When is a CRE loan not a good fit?
CRE loans come in many shapes and sizes, so it’s easy to find a loan that fits when you have the right broker. But CRE loans are restricted to renovation and real estate purchasing. If you need working capital or a recurring source of funds, talk to your broker about lines of credit and factoring.
Q. How do I qualify for a CRE loan?
Lenders look at your credit history, the value of the CRE being purchased, and the amount of time you’ve been in business. But not all lenders require a high credit score to qualify. SBA loans and hard money loans are options to consider if your credit isn’t where you want it to be. A broker can help you position your credit, choose a lender, and put together your loan application correctly, improving your chances of getting a CRE loan.

Got Questions?

Get In Touch

Access Capital

Our simple application accelerates your path to funding. We begin positioning you with no hard credit pull.

Apply