Church
Financing

Grow His flock.

Faith In All Things

Fulfill your funding mission

Lending Overview

Church financing is a broad category that includes loans for new church construction, purchase of and conversion of existing stock into houses of worship, equipment, vehicles, furnishing, and even working capital. Our brokers are connected with a broad network of lenders seeking to fund church development. Start a conversation to find out how we can help your faith community access the capital you need.

Welcome all into your house of worship

Church Financing Advantages

Purchase church property

Access capital to fund your mission

Overcome banker resistance

Open the door to equipment and vehicles

How to Effectively Apply Funds

Church funding comes in many forms. The best way to determine what kind of financing you want is to work together with your flock as a shepherd-leader of your community to determine what goals and commitments parishioners are willing to commit to. Those could include things like upgrading property, replacing windows, furniture, finishings or developing a new mission to serve a particular underserved community. As you develop a narrative around the work you will do and the commitments community members are willing to make, the picture of what type of financing you need will become clear. It’s easier for people to commit when they see God’s work happening now. Accelerate your work from vision to reality with the right financing.

Loan Types

See the options and start a conversation to discover what’s right for your church.

Real Estate Funding

Add church facilities, build additions, or acquire a new property altogether with church real estate financing. With many options to buy, upgrade, expand, and construct, you’ll plant the seeds today that will be harvested in God’s time.

Equipment

Churches today utilize many types of professional equipment from computers and online streaming systems to building mechanical systems and fleet vehicles. Our network of church lenders open the door to possibility.

Working Capital

Many churches see donations come in around Easter and Christmas, but what do they do during the rest of the year? Working capital financing helps churches even out their cash flow and do what they need to without taking on excessive debt.

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F.A.Q’s

Shouldn’t we just raise the funds before we start?

Successful organizations plan their operations based on a cash flow model – how much money will come in, and what will our monthly expenses be? When a church can sort this out it can budget percentages of cash flow toward specific projects. Financing allows those projects to get moving and stay in motion. In a way, financing is a leap of faith – belief that your community is strong enough to make commitments to a vision and to fulfill it through a combination of behaviors and donations that help a vision become a reality.

How can I determine what my church can afford?

Everything comes down to a church’s financial plan. That can be developed by a financial steering committee, or through the vision of a minister and their board of directors. The plan is submitted along with your current financial statements during the lending process.

When is the right time to meet with a loan broker?

Most often it’s helpful for a steering committee or financial officer to begin meeting with a loan broker during the planning process. We can give your team insight into what is available and what types of financing can support the direction of your organization.

How long does it take to get financed?

Depending on the type of financing you are seeking, financing can be fast or slow. One of the main reasons to work with a loan broker is that the more complex your financing structure becomes, the more detailed you need to be, and the more insight you need at your fingertips. Our brokers help church financing committees understand what’s available and what regular and stretch financing plans might look like. That allows your team to plan better and to improve the accuracy of financing plans now and over time.

Got Questions?

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Our simple application accelerates your path to funding. We begin positioning you with no hard credit pull.

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